Fixed Deposit versus

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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	107,101	7,101	7.08
HDFC Dynamic Debt Fund - Growth Option	100000	108,590	8,590	8.57

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	7,101	Not Applicable	Not Applicable	2,130	4,970
HDFC Dynamic Debt Fund - Growth Option	8,590	Short Term	Not Applicable	2,577	6,013

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 20-12-2024

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.19	9.72	8.9	6.33	6.78	7.24	6.9
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	9.6	8.01	5.61	6.33	7.22	7.68
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	9.26	7.95	6.49	6.67	6.85	6.84
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	0.96	9.02	8.11	6.81	6.79	-	6.87
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	8.99	7.67	5.91	6.57	7.76	8.01
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.71	8.89	7.89	5.72	6.38	6.8	6.51
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.64	8.75	7.44	5.68	5.7	7.08	7.41
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	1.23	8.72	7.75	7.14	7.24	6.45	7.61
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.78	8.61	7.48	5.78	5.84	7.01	5.84
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.52	8.56	7.58	5.5	6.62	6.33	8.09
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.45	8.48	7.8	6.56	6.41	7.48	6.07
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	1.53	8.47	7.34	8.18	8.31	6.81	7.78
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.56	8.47	7.39	5.55	6.67	7.39	7.89
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.5	8.33	7.41	4.87	5.56	6.03	6.46
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.2	8.29	7.07	5.85	-	-	5.67
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.29	8.13	7.8	6.66	7.27	8.04	8.38
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	8.12	7.0	4.86	4.58	-	5.04
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.97	7.99	7.09	5.98	5.68	6.68	6.61
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	01-01-2013	1.69	7.94	7.47	5.98	5.78	6.52	7.24
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.75	7.52	6.55	5.17	5.27	6.33	6.91
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.08	7.07	6.37	4.56	5.27	-	5.75
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.45	6.74	6.12	4.95	5.14	-	5.87